Fair lending practices and model interpretability are crucial concerns in the financial industry, especially given the increasing use of complex machine learning models. In response to the Consumer Financial Protection Bureau's (CFPB) requirement to protect consumers against unlawful discrimination, we introduce LDA-XGB1, a novel less discriminatory alternative (LDA) machine learning model for fair and interpretable binary classification. LDA-XGB1 is developed through biobjective optimization that balances accuracy and fairness, with both objectives formulated using binning and information value. It leverages the predictive power and computational efficiency of XGBoost while ensuring inherent model interpretability, including the enforcement of monotonic constraints. We evaluate LDA-XGB1 on two datasets: SimuCredit, a simulated credit approval dataset, and COMPAS, a real-world recidivism prediction dataset. Our results demonstrate that LDA-XGB1 achieves an effective balance between predictive accuracy, fairness, and interpretability, often outperforming traditional fair lending models. This approach equips financial institutions with a powerful tool to meet regulatory requirements for fair lending while maintaining the advantages of advanced machine learning techniques.
In recent years, the integration of advanced imaging techniques and deep learning methods has significantly advanced computer-aided diagnosis (CAD) systems for breast cancer detection and classification. Transformers, which have shown great promise in computer vision, are now being applied to medical image analysis. However, their application to histopathological images presents challenges due to the need for extensive manual annotations of whole-slide images (WSIs), as these models require large amounts of data to work effectively, which is costly and time-consuming. Furthermore, the quadratic computational cost of Vision Transformers (ViTs) is particularly prohibitive for large, high-resolution histopathological images, especially on edge devices with limited computational resources. In this study, we introduce a novel lightweight breast cancer classification approach using transformers that operates effectively without large datasets. By incorporating parallel processing pathways for Discrete Cosine Transform (DCT) Attention and MobileConv, we convert image data from the spatial domain to the frequency domain to utilize the benefits such as filtering out high frequencies in the image, which reduces computational cost. This demonstrates the potential of our approach to improve breast cancer classification in histopathological images, offering a more efficient solution with reduced reliance on extensive annotated datasets. Our proposed model achieves an accuracy of 96.00% $\pm$ 0.48% for binary classification and 87.85% $\pm$ 0.93% for multiclass classification, which is comparable to state-of-the-art models while significantly reducing computational costs. This demonstrates the potential of our approach to improve breast cancer classification in histopathological images, offering a more efficient solution with reduced reliance on extensive annotated datasets.
In this paper, we study the problem of low-rank tensor learning, where only a few of training samples are observed and the underlying tensor has a low-rank structure. The existing methods are based on the sum of nuclear norms of unfolding matrices of a tensor, which may be suboptimal. In order to explore the low-rankness of the underlying tensor effectively, we propose a nonconvex model based on transformed tensor nuclear norm for low-rank tensor learning. Specifically, a family of nonconvex functions are employed onto the singular values of all frontal slices of a tensor in the transformed domain to characterize the low-rankness of the underlying tensor. An error bound between the stationary point of the nonconvex model and the underlying tensor is established under restricted strong convexity on the loss function (such as least squares loss and logistic regression) and suitable regularity conditions on the nonconvex penalty function. By reformulating the nonconvex function into the difference of two convex functions, a proximal majorization-minimization (PMM) algorithm is designed to solve the resulting model. Then the global convergence and convergence rate of PMM are established under very mild conditions. Numerical experiments are conducted on tensor completion and binary classification to demonstrate the effectiveness of the proposed method over other state-of-the-art methods.
The task of macro- and micro-expression spotting aims to precisely localize and categorize temporal expression instances within untrimmed videos. Given the sparse distribution and varying durations of expressions, existing anchor-based methods often represent instances by encoding their deviations from predefined anchors. Additionally, these methods typically slice the untrimmed videos into fixed-length sliding windows. However, anchor-based encoding often fails to capture all training intervals, and slicing the original video as sliding windows can result in valuable training intervals being discarded. To overcome these limitations, we introduce PESFormer, a simple yet effective model based on the vision transformer architecture to achieve point-to-interval expression spotting. PESFormer employs a direct timestamp encoding (DTE) approach to replace anchors, enabling binary classification of each timestamp instead of optimizing entire ground truths. Thus, all training intervals are retained in the form of discrete timestamps. To maximize the utilization of training intervals, we enhance the preprocessing process by replacing the short videos produced through the sliding window method.Instead, we implement a strategy that involves zero-padding the untrimmed training videos to create uniform, longer videos of a predetermined duration. This operation efficiently preserves the original training intervals and eliminates video slice enhancement.Extensive qualitative and quantitative evaluations on three datasets -- CAS(ME)^2, CAS(ME)^3 and SAMM-LV -- demonstrate that our PESFormer outperforms existing techniques, achieving the best performance.
Algorithmic fairness in machine learning has recently garnered significant attention. However, two pressing challenges remain: (1) The fairness guarantees of existing fair classification methods often rely on specific data distribution assumptions and large sample sizes, which can lead to fairness violations when the sample size is moderate-a common situation in practice. (2) Due to legal and societal considerations, using sensitive group attributes during decision-making (referred to as the group-blind setting) may not always be feasible. In this work, we quantify the impact of enforcing algorithmic fairness and group-blindness in binary classification under group fairness constraints. Specifically, we propose a unified framework for fair classification that provides distribution-free and finite-sample fairness guarantees with controlled excess risk. This framework is applicable to various group fairness notions in both group-aware and group-blind scenarios. Furthermore, we establish a minimax lower bound on the excess risk, showing the minimax optimality of our proposed algorithm up to logarithmic factors. Through extensive simulation studies and real data analysis, we further demonstrate the superior performance of our algorithm compared to existing methods, and provide empirical support for our theoretical findings.
EEG preprocessing varies widely between studies, but its impact on classification performance remains poorly understood. To address this gap, we analyzed seven experiments with 40 participants drawn from the public ERP CORE dataset. We systematically varied key preprocessing steps, such as filtering, referencing, baseline interval, detrending, and multiple artifact correction steps. Then we performed trial-wise binary classification (i.e., decoding) using neural networks (EEGNet), or time-resolved logistic regressions. Our findings demonstrate that preprocessing choices influenced decoding performance considerably. All artifact correction steps reduced decoding performance across experiments and models, while higher high-pass filter cutoffs consistently increased decoding performance. For EEGNet, baseline correction further increased decoding performance, and for time-resolved classifiers, linear detrending, and lower low-pass filter cutoffs increased decoding performance. The influence of other preprocessing choices was specific for each experiment or event-related potential component. The current results underline the importance of carefully selecting preprocessing steps for EEG-based decoding. While uncorrected artifacts may increase decoding performance, this comes at the expense of interpretability and model validity, as the model may exploit structured noise rather than the neural signal.
In an era increasingly focused on green computing and explainable AI, revisiting traditional approaches in theoretical and phenomenological particle physics is paramount. This project evaluates various machine learning (ML) algorithms-including Nearest Neighbors, Decision Trees, Random Forest, AdaBoost, Naive Bayes, Quadratic Discriminant Analysis (QDA), and XGBoost-alongside standard neural networks and a novel Physics-Informed Neural Network (PINN) for physics data analysis. We apply these techniques to a binary classification task that distinguishes the experimental viability of simulated scenarios based on Higgs observables and essential parameters. Through this comprehensive analysis, we aim to showcase the capabilities and computational efficiency of each model in binary classification tasks, thereby contributing to the ongoing discourse on integrating ML and Deep Neural Networks (DNNs) into physics research. In this study, XGBoost emerged as the preferred choice among the evaluated machine learning algorithms for its speed and effectiveness, especially in the initial stages of computation with limited datasets. However, while standard Neural Networks and Physics-Informed Neural Networks (PINNs) demonstrated superior performance in terms of accuracy and adherence to physical laws, they require more computational time. These findings underscore the trade-offs between computational efficiency and model sophistication.
The safety and robustness of large language models (LLMs) based applications remain critical challenges in artificial intelligence. Among the key threats to these applications are prompt hacking attacks, which can significantly undermine the security and reliability of LLM-based systems. In this work, we offer a comprehensive and systematic overview of three distinct types of prompt hacking: jailbreaking, leaking, and injection, addressing the nuances that differentiate them despite their overlapping characteristics. To enhance the evaluation of LLM-based applications, we propose a novel framework that categorizes LLM responses into five distinct classes, moving beyond the traditional binary classification. This approach provides more granular insights into the AI's behavior, improving diagnostic precision and enabling more targeted enhancements to the system's safety and robustness.
In knowledge distillation, a primary focus has been on transforming and balancing multiple distillation components. In this work, we emphasize the importance of thoroughly examining each distillation component, as we observe that not all elements are equally crucial. From this perspective,we decouple the Kullback-Leibler (KL) divergence into three unique elements: Binary Classification Divergence (BCD), Strong Correlation Divergence (SCD), and Weak Correlation Divergence (WCD). Each of these elements presents varying degrees of influence. Leveraging these insights, we present the Correlation-Aware Knowledge Distillation (CAKD) framework. CAKD is designed to prioritize the facets of the distillation components that have the most substantial influence on predictions, thereby optimizing knowledge transfer from teacher to student models. Our experiments demonstrate that adjusting the effect of each element enhances the effectiveness of knowledge transformation. Furthermore, evidence shows that our novel CAKD framework consistently outperforms the baseline across diverse models and datasets. Our work further highlights the importance and effectiveness of closely examining the impact of different parts of distillation process.
Regularization, whether explicit in terms of a penalty in the loss or implicit in the choice of algorithm, is a cornerstone of modern machine learning. Indeed, controlling the complexity of the model class is particularly important when data is scarce, noisy or contaminated, as it translates a statistical belief on the underlying structure of the data. This work investigates the question of how to choose the regularization norm $\lVert \cdot \rVert$ in the context of high-dimensional adversarial training for binary classification. To this end, we first derive an exact asymptotic description of the robust, regularized empirical risk minimizer for various types of adversarial attacks and regularization norms (including non-$\ell_p$ norms). We complement this analysis with a uniform convergence analysis, deriving bounds on the Rademacher Complexity for this class of problems. Leveraging our theoretical results, we quantitatively characterize the relationship between perturbation size and the optimal choice of $\lVert \cdot \rVert$, confirming the intuition that, in the data scarce regime, the type of regularization becomes increasingly important for adversarial training as perturbations grow in size.
Customer churn, particularly in the telecommunications sector, influences both costs and profits. As the explainability of models becomes increasingly important, this study emphasizes not only the explainability of customer churn through machine learning models, but also the importance of identifying multivariate patterns and setting soft bounds for intuitive interpretation. The main objective is to use a machine learning model and fuzzy-set theory with top-\textit{k} HUIM to identify highly associated patterns of customer churn with intuitive identification, referred to as Highly Associated Fuzzy Churn Patterns (HAFCP). Moreover, this method aids in uncovering association rules among multiple features across low, medium, and high distributions. Such discoveries are instrumental in enhancing the explainability of findings. Experiments show that when the top-5 HAFCPs are included in five datasets, a mixture of performance results is observed, with some showing notable improvements. It becomes clear that high importance features enhance explanatory power through their distribution and patterns associated with other features. As a result, the study introduces an innovative approach that improves the explainability and effectiveness of customer churn prediction models.
AI fairness seeks to improve the transparency and explainability of AI systems by ensuring that their outcomes genuinely reflect the best interests of users. Data augmentation, which involves generating synthetic data from existing datasets, has gained significant attention as a solution to data scarcity. In particular, diffusion models have become a powerful technique for generating synthetic data, especially in fields like computer vision. This paper explores the potential of diffusion models to generate synthetic tabular data to improve AI fairness. The Tabular Denoising Diffusion Probabilistic Model (Tab-DDPM), a diffusion model adaptable to any tabular dataset and capable of handling various feature types, was utilized with different amounts of generated data for data augmentation. Additionally, reweighting samples from AIF360 was employed to further enhance AI fairness. Five traditional machine learning models-Decision Tree (DT), Gaussian Naive Bayes (GNB), K-Nearest Neighbors (KNN), Logistic Regression (LR), and Random Forest (RF)-were used to validate the proposed approach. Experimental results demonstrate that the synthetic data generated by Tab-DDPM improves fairness in binary classification.
Social media is a great source of data for users reporting information and regarding their health and how various things have had an effect on them. This paper presents various approaches using Transformers and Large Language Models and their ensembles, their performance along with advantages and drawbacks for various tasks of SMM4H'24 - Classifying texts on impact of nature and outdoor spaces on the author's mental health (Task 3), Binary classification of tweets reporting their children's health disorders like Asthma, Autism, ADHD and Speech disorder (task 5), Binary classification of users self-reporting their age (task 6).
The rapid development of large language models (LLMs), like ChatGPT, has resulted in the widespread presence of LLM-generated content on social media platforms, raising concerns about misinformation, data biases, and privacy violations, which can undermine trust in online discourse. While detecting LLM-generated content is crucial for mitigating these risks, current methods often focus on binary classification, failing to address the complexities of real-world scenarios like human-AI collaboration. To move beyond binary classification and address these challenges, we propose a new paradigm for detecting LLM-generated content. This approach introduces two novel tasks: LLM Role Recognition (LLM-RR), a multi-class classification task that identifies specific roles of LLM in content generation, and LLM Influence Measurement (LLM-IM), a regression task that quantifies the extent of LLM involvement in content creation. To support these tasks, we propose LLMDetect, a benchmark designed to evaluate detectors' performance on these new tasks. LLMDetect includes the Hybrid News Detection Corpus (HNDC) for training detectors, as well as DetectEval, a comprehensive evaluation suite that considers five distinct cross-context variations and multi-intensity variations within the same LLM role. This allows for a thorough assessment of detectors' generalization and robustness across diverse contexts. Our empirical validation of 10 baseline detection methods demonstrates that fine-tuned PLM-based models consistently outperform others on both tasks, while advanced LLMs face challenges in accurately detecting their own generated content. Our experimental results and analysis offer insights for developing more effective detection models for LLM-generated content. This research enhances the understanding of LLM-generated content and establishes a foundation for more nuanced detection methodologies.
Large language models (LLMs) have transformed human writing by enhancing grammar correction, content expansion, and stylistic refinement. However, their widespread use raises concerns about authorship, originality, and ethics, even potentially threatening scholarly integrity. Existing detection methods, which mainly rely on single-feature analysis and binary classification, often fail to effectively identify LLM-generated text in academic contexts. To address these challenges, we propose a novel Multi-level Fine-grained Detection (MFD) framework that detects LLM-generated text by integrating low-level structural, high-level semantic, and deep-level linguistic features, while conducting sentence-level evaluations of lexicon, grammar, and syntax for comprehensive analysis. To improve detection of subtle differences in LLM-generated text and enhance robustness against paraphrasing, we apply two mainstream evasion techniques to rewrite the text. These variations, along with original texts, are used to train a text encoder via contrastive learning, extracting high-level semantic features of sentence to boost detection generalization. Furthermore, we leverage advanced LLM to analyze the entire text and extract deep-level linguistic features, enhancing the model's ability to capture complex patterns and nuances while effectively incorporating contextual information. Extensive experiments on public datasets show that the MFD model outperforms existing methods, achieving an MAE of 0.1346 and an accuracy of 88.56%. Our research provides institutions and publishers with an effective mechanism to detect LLM-generated text, mitigating risks of compromised authorship. Educators and editors can use the model's predictions to refine verification and plagiarism prevention protocols, ensuring adherence to standards.
Assessing cognitive workload is crucial for human performance as it affects information processing, decision making, and task execution. Pupil size is a valuable indicator of cognitive workload, reflecting changes in attention and arousal governed by the autonomic nervous system. Cognitive events are closely linked to cognitive workload as they activate mental processes and trigger cognitive responses. This study explores the potential of using machine learning to automatically detect cognitive events experienced using individuals. We framed the problem as a binary classification task, focusing on detecting stimulus onset across four cognitive tasks using CNN models and 1-second pupillary data. The results, measured by Matthew's correlation coefficient, ranged from 0.47 to 0.80, depending on the cognitive task. This paper discusses the trade-offs between generalization and specialization, model behavior when encountering unseen stimulus onset times, structural variances among cognitive tasks, factors influencing model predictions, and real-time simulation. These findings highlight the potential of machine learning techniques in detecting cognitive events based on pupil and eye movement responses, contributing to advancements in personalized learning and optimizing neurocognitive workload management.
Early identification of patients at risk of cardiovascular diseases (CVD) is crucial for effective preventive care, reducing healthcare burden, and improving patients' quality of life. This study demonstrates the potential of retinal optical coherence tomography (OCT) imaging combined with fundus photographs for identifying future adverse cardiac events. We used data from 977 patients who experienced CVD within a 5-year interval post-image acquisition, alongside 1,877 control participants without CVD, totaling 2,854 subjects. We propose a novel binary classification network based on a Multi-channel Variational Autoencoder (MCVAE), which learns a latent embedding of patients' fundus and OCT images to classify individuals into two groups: those likely to develop CVD in the future and those who are not. Our model, trained on both imaging modalities, achieved promising results (AUROC 0.78 +/- 0.02, accuracy 0.68 +/- 0.002, precision 0.74 +/- 0.02, sensitivity 0.73 +/- 0.02, and specificity 0.68 +/- 0.01), demonstrating its efficacy in identifying patients at risk of future CVD events based on their retinal images. This study highlights the potential of retinal OCT imaging and fundus photographs as cost-effective, non-invasive alternatives for predicting cardiovascular disease risk. The widespread availability of these imaging techniques in optometry practices and hospitals further enhances their potential for large-scale CVD risk screening. Our findings contribute to the development of standardized, accessible methods for early CVD risk identification, potentially improving preventive care strategies and patient outcomes.
We show that existing evaluations for fake news detection based on conventional sources, such as claims on fact-checking websites, result in high accuracies over time for LLM-based detectors -- even after their knowledge cutoffs. This suggests that recent popular fake news from such sources can be easily detected due to pre-training and retrieval corpus contamination or increasingly salient shallow patterns. Instead, we argue that a proper fake news detection dataset should test a model's ability to reason factually about the current world by retrieving and reading related evidence. To this end, we develop a novel pipeline that leverages natural language feedback from a RAG-based detector to iteratively modify real-time news into deceptive fake news that challenges LLMs. Our iterative rewrite decreases the binary classification ROC-AUC by an absolute 17.5 percent for a strong RAG-based GPT-4o detector. Our experiments reveal the important role of RAG in both detecting and generating fake news, as retrieval-free LLM detectors are vulnerable to unseen events and adversarial attacks, while feedback from RAG detection helps discover more deceitful patterns in fake news.
Large Language Models (LLMs) have recently emerged as promising tools for knowledge tracing (KT) due to their strong reasoning and generalization abilities. While recent LLM-based KT methods have proposed new prompt formats, they struggle to represent the full interaction histories of example learners within a single prompt during in-context learning (ICL), resulting in limited scalability and high computational cost under token constraints. In this work, we present \textit{LLM-based Option-weighted Knowledge Tracing (LOKT)}, a simple yet effective framework that encodes the interaction histories of example learners in context as \textit{textual categorical option weights (TCOW)}. TCOW are semantic labels (e.g., ``inadequate'') assigned to the options selected by learners when answering questions, enhancing the interpretability of LLMs. Experiments on multiple-choice datasets show that LOKT outperforms existing non-LLM and LLM-based KT models in both cold-start and warm-start settings. Moreover, LOKT enables scalable and cost-efficient inference, achieving strong performance even under strict token constraints. Our code is available at \href{https://anonymous.4open.science/r/LOKT_model-3233}{https://anonymous.4open.science/r/LOKT\_model-3233}.
We present novel reductions from sample compression schemes in multiclass classification, regression, and adversarially robust learning settings to binary sample compression schemes. Assuming we have a compression scheme for binary classes of size $f(d_\mathrm{VC})$, where $d_\mathrm{VC}$ is the VC dimension, then we have the following results: (1) If the binary compression scheme is a majority-vote or a stable compression scheme, then there exists a multiclass compression scheme of size $O(f(d_\mathrm{G}))$, where $d_\mathrm{G}$ is the graph dimension. Moreover, for general binary compression schemes, we obtain a compression of size $O(f(d_\mathrm{G})\log|Y|)$, where $Y$ is the label space. (2) If the binary compression scheme is a majority-vote or a stable compression scheme, then there exists an $\epsilon$-approximate compression scheme for regression over $[0,1]$-valued functions of size $O(f(d_\mathrm{P}))$, where $d_\mathrm{P}$ is the pseudo-dimension. For general binary compression schemes, we obtain a compression of size $O(f(d_\mathrm{P})\log(1/\epsilon))$. These results would have significant implications if the sample compression conjecture, which posits that any binary concept class with a finite VC dimension admits a binary compression scheme of size $O(d_\mathrm{VC})$, is resolved (Littlestone and Warmuth, 1986; Floyd and Warmuth, 1995; Warmuth, 2003). Our results would then extend the proof of the conjecture immediately to other settings. We establish similar results for adversarially robust learning and also provide an example of a concept class that is robustly learnable but has no bounded-size compression scheme, demonstrating that learnability is not equivalent to having a compression scheme independent of the sample size, unlike in binary classification, where compression of size $2^{O(d_\mathrm{VC})}$ is attainable (Moran and Yehudayoff, 2016).